In Photoshop, I added paper to the background and used a floral font to add the "H". I then added the sentiment and her full name. After printing it out and adding it to the card, I used 3D gloss to the initial and adding white gel pen to just add a little light to the words. Hubby came along and said he really liked it, so I felt better about sending it.
dp - Autumn Gold Patterns from Font Bundles
gloss - Nuvo Crystal Glaze